if the idea of a bank account with no bank is appealing to you i guess

https://bank.simple.com/friends/809d3c84-0dea-28be-1cc9-5640c725e1d3

i’m using them as primary checking now (and their website is slick) and enjoying the experience, but i’ve still got chase as a backup for when i need some high-level financial power like a wire transfer or depositing a large stack of non-sequential foreign bills